Hints and Tips

The following are hits and tips which may be helpfull to our members and have been catogarised as follows:

                      1. Benevolent Funds
                      2. Shopping
                      3. Travel

If you feel that you have a hint or tip that may benefit our members, please send them to Margaret Bailey at margaret@mndcheshire.org

Benevolent Funds

 Turn2us

Turn2us, the independent charity that helps people access the money available to them – through welfare benefits, grants and other help. The free, accessible website has been designed to help individuals find appropriate sources of financial support, quickly and easily, based on individual needs and circumstances.

For more information goto www.turn2us.org.uk/default.aspx 

 Shopping

On-Line - As a Branch we are registered for http://www.easyfundraising.org.uk/ Every purchase we make through this site a donation will made. They pay by cheque quarterly and are in the process of changing to BACS. We are registered as MND Association – Cheshire Branch

Searching On-Line - Just to remind everyone about the search engine- http://www.everyclick.com/ As you know every time you search using Everyclick, money is raised for the charity of your choice. The more people that search, the more that is raised. Right now there are 234 people using Everyclick to support the Motor Neurone Disease Association. It’s really easy for you to invite more people to raise money in this simple way: http://fundraisers.everyclick.com/spread-the-word.xq?id=_0

The MND Association’s Online Shop -  is now displaying the Spring Collection of gifts, stationery and branded items. Items can be ordered online, by email or by phone and all purchases help to raise funds and awareness. The website address is www.mndassociation.org/shop.

Travel

Thinking of taking a holiday? - Obtaining affordable travel insurance when you are living with MND isn’t always easy. This is largely due to the lack of understanding and knowledge about the affects of MND within the insurance industry. The MND Association continues to campaign on your behalf, lobbying the Association of British Insurers (ABI) and their members to promote equality and fairness, so people living with MND can obtain affordable and appropriate insurance cover in the near future.

When applying for Travel insurance you will invariably be referred to a medical screening line. You will be asked a series of medical questions designed to establish how the disease affects you. These may include the following:- 

  • Do you have a pre-existing condition?
  • What type of MND do you have? 
  • How long have you been diagnosed?
  • Have you been given a prognosis?
  • Are you awaiting any test results?
  • Have you had inpatient treatment within the past three months? 
  • Questions about your independence.

Other important things to bear in mind

  • Insurers tend to consider an illness is ‘terminal’ where a prognosis has been given. For the majority of people living with MND this doesn’t apply. 
  • The question about test results will not refer to routine tests which may be carried out during a check up.
  • If you are awaiting other test results, you will NOT be offered cover, not even for an ingrown toe nail! 
  • Insurers do not like to offer cover to anyone who has received recent inpatient treatment.
  • Insurers may add a high excess to premiums if you have been diagnosed for over 12 months.

Must do’s…

  • We would strongly recommend you obtain at least three quotes and go for the most competitive, bearing in mind the advice already given.
  • When you receive your policy document, check that it really does include everything it says on the tin!
  • Taking aids and equipment? Think about getting them covered.
  • Travelling in the UK? You may still wish to consider taking out cover, especially if you are taking any items of equipment with you.

Want to know more? Please contact MND Connect for more information. Telephone: 03457 626262 or email mndconnect@mndassociation.org